Refine 360 turns raw data into verified intelligence. Our proprietary ALICE platform delivers near real-time verified data via our quantum secure ALICE channel — enabling financial institutions to reveal hidden risks, satisfy KYC/AML requirements and stay ahead of evolving fraud.
Existing vendors are providing data and solutions that are incomplete, antiquated and unverified — making it impossible to identify high-risk entities or suspicious transactions. Bad data is now a frontline competitive, regulatory and fraud risk for financial institutions.
Outdated, incomplete sources and siloed disconnected systems with missing relationships. Broken hierarchies with incomplete lineage and structure. Disconnected data enables fraudsters to go undetected across jurisdictions.
Time-consuming, error-prone processes with duplication and human mistakes. Unscalable systems that cannot keep pace with compliance needs. Rigid infrastructure that is difficult to build on to identify new or evolving threats.
No real-time confirmation leaves institutions exposed. System limitations produce false positives and miss real risks. Difficulty satisfying KYC and AML regulatory compliance, potentially resulting in significant fines.
ALICE is the differentiator: near real-time verified data delivered via our quantum-secure ALICE channel. Our client-facing platform bridges information silos, enabling a single 360° view for onboarding, due diligence, KYC compliance and fraud prevention.
Untreated data feeds into the R360 Hive, enhanced continuously by Country Net Analysts.
ALICE validates, enriches and flags changes. No client cleanup required after purchase.
Delivered via our quantum-secure ALICE channels — our data is never exposed to the internet.
Ongoing data verification and delivery — automatic delta updates keep client records accurate without manual intervention.
Verified data flows into CRM, trading, regulatory and legal systems via R360 Connect.
Party profiles with ownership hierarchies and UBO information, from public and specialist sources — trusted inputs that eliminate bad vendor data and silos.
Deep learning reveals unseen fraud and maps relationships humans and legacy tools miss.
Near real-time updates with ALICE and fingerprinting — fraudsters cannot exploit outdated information.
Over half a million company profiles linked by a unique ID approach — keeping the platform light, flexible and dynamic.
Quantum-secure data highway — bulk delivery through a separate secure data centre, never exposed to the internet.
No blind spots, compliance assured and fines avoided — lower risk and lower cost for every client.
We are not a technology company that discovered financial services. We are financial services professionals who built the technology the industry actually needs.
Refine 360 is a data-as-a-service company built by people who have spent careers on both sides of the problem — inside the world's largest financial institutions and on the front lines of financial crime investigation. Our founders have opened new markets across China and the Middle East, displaced FTSE 100 incumbents with superior compliance products, and led fraud prevention programmes for major metropolitan law enforcement.
We are not a technology company that discovered financial services. We are financial services professionals who built the technology the industry actually needs.
Our leadership team brings decades of financial services and law enforcement experience, and a track record of client success. Get in touch to see how Refine 360's verified data can transform your compliance and fraud prevention.